Changing car insurance: When a tariff change is truly worthwhile
Save money with the right tariff: When and how changing your car insurance pays off. Learn more now.
Is changing car insurance beneficial?
Most motorists pay more than necessary for their car insurance, often because they have not adjusted their policy for years. However, a change can save money and provide better benefits.
Regular comparison of car insurance policies is advisable, especially at the turn of the year.
When is it worthwhile to change car insurance?
A policy change is not only possible at the end of the year; there are also valid reasons to review your insurance during the year.
Premium increase by the insurer
If your insurance company increases the premium, you have a special right of termination. Utilize this opportunity for a comparison.
Vehicle change or relocation
A new car or a new place of residence can influence the premium. Check whether another provider offers a more favorable or more comprehensive policy.
Change in no-claims bonus class
Maintaining an accident-free record leads to a better no-claims bonus class, entitling you to lower premiums. Not all insurers reward this equally.
Annually by November 30th – the deadline
Most car insurance contracts run until December 31st of a given year.
Termination must be received by the previous insurer by November 30th for the change to become effective on January 1st.
Inexpensive does not always mean good
Many online comparison portals primarily list inexpensive tariffs, but price alone should not be the decisive factor. Pay attention to performance details that can make a critical difference in an emergency.
Free choice of workshop
Only with this option are you permitted to take your vehicle to your preferred workshop in the event of damage, without restrictions from the insurer.
New value compensation
Particularly important for new vehicles: In the event of a total loss, you receive the full new value, not just the current market value.
Conclusion: A change can be beneficial, but not at any cost.
A favorable premium is important, but the right benefits are crucial.
Our recommendation: Review your car insurance once a year, ideally in October or early November. This allows sufficient time for a change to take effect in the new year.
Well informed. Well insured.
In our blog, we provide clear explanations of current insurance topics, offer practical advice for daily life and financial planning, and share insights into our agency's work. We encourage you to explore our content.
What our customers say about us
Mr. Ravi provided excellent advice on accident, legal protection, and auto insurance! The price-performance ratio is right, and Mr. Ravi is always there when you need him! Thank you for everything.
Emre Bardakci
Zertifizierte Google Bewertung
Excellent consultation and thorough information gathering. Due to incorrect advice from another company, I received optimal support from Mr. Ravi!
Andre Teixeira
Zertifizierte Google Bewertung
Mr. Ravi provided excellent consultation regarding health insurance and preventive care. He was consistently accessible by phone and always ready to assist.
Zaheer
Zertifizierte Google Bewertung
The agency staff are highly dedicated and helpful. Mr. Ravi provided excellent advice, and I am now satisfied. He assists wherever possible and seeks the optimal solution for each client concerning price, performance, and quality. Mr. Ravi is highly recommended.
M Irfan
Zertifizierte Google Bewertung
This agency is highly commendable. The consultation provided was exceptional, and the office staff demonstrated remarkable courtesy and assistance.
Rathisan CR
Zertifizierte Google Bewertung
Very good, competent advice! The price-performance ratio is right, and AXA's services are outstanding. Mr. Ravi was very helpful; I highly recommend this young man.
Dennis Schneider
Zertifizierte Google Bewertung
Frequently asked questions
Do you have questions? Here you will find answers to what our clients most frequently ask us. Should further inquiries arise, we are available to assist you personally.
How much does a consultation with the Pöpsel Agency cost?
Our consultation is free of charge and non-binding—whether by phone, digitally, or in person on site.
Do I have to be an AXA customer to receive advice?
No. We also advise interested parties who do not yet have AXA insurance—completely openly and transparently.
Can I book my appointment online?
Yes. Using our booking tool, you can select a suitable consultation appointment in just a few clicks—including for digital consultations.
In which languages is counseling provided?
We provide advice in German, English, and Tamil—depending on your preferences and needs.
Do you also offer insurance for businesses?
Yes, we serve numerous commercial and business customers—with customized solutions for various industries.
This website is not part of the Facebook website or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way. Facebook is a trademark of Facebook, Inc. We use Google remarketing pixels/cookies on this site to re-communicate with people who visit our site and ensure that we are able to reach them in the future with relevant messages and information. Google shows our ads across third party sites across the internet to help communicate our message and reach the right people who have shown interest in our information in the past.